What regulations require identity verification?

KYC requirements apply to financial services, cryptocurrency, insurance, and healthcare. Specific regulations include BSA, AML directives, GDPR for data handling, and state-specific requirements like New York BitLicense.

How do you handle verification failures?

We implement tiered verification with fallback flows. If automated verification fails, users can retry with different documents, submit manually for human review, or contact support — all tracked in the system.

Can the system handle international documents?

Yes. We integrate providers that support 10,000+ document types across 200+ countries. The system automatically detects document type and origin country.

Identity Verification That Scales

KYC, AML screening, document verification, and biometric checks. Our AI-managed teams build compliant identity verification systems with milestone-based delivery.

Solution: Identity Verification

Identity verification systems confirm user identities through document checks, biometric matching, liveness detection, and sanctions screening. Required by fintech, healthcare, and marketplace platforms, these systems must balance user experience with regulatory compliance. A production system integrates multiple verification providers, handles edge cases gracefully, and maintains audit trails.

Stack Components

Stripe Identity / Jumio (Document Verification): AI-powered document capture and verification for passports, driver licenses, and national IDs with fraud detection.
AWS Rekognition / FaceTec (Biometric Verification): Facial recognition and liveness detection to match a user's selfie against their identity document photo.
Comply Advantage / Refinitiv (AML/Sanctions Screening): Screens users against global sanctions lists, PEP databases, and adverse media for anti-money laundering compliance.
Node.js / Python (Verification Backend): Orchestration layer managing verification workflows, provider failover, decision logic, and compliance reporting.
PostgreSQL (Audit & Compliance Storage): Encrypted storage for verification results, decision logs, and audit trails required by regulators.

Best For

Fintech and neobank onboarding
Cryptocurrency exchange KYC
Marketplace seller verification
Age-gated services and products
Insurance policy applications
Remote notarization platforms

Case Studies

Fintech Onboarding KYC: Fully automated KYC onboarding for a digital lending platform verifying identity documents, performing liveness checks, and screening against sanctions lists.
- Document verification for 15+ ID types across 50 countries
- Liveness detection preventing 99.5% of spoofing attempts
- Average verification time under 90 seconds
- Regulatory audit trail with encrypted data storage
Marketplace Seller Verification: Seller identity and business verification for an online marketplace ensuring all vendors are legitimate businesses with verified owners.
- Business registration verification via government APIs
- Beneficial ownership documentation and review workflow
- Automated re-verification on annual cycles

Frequently Asked Questions

What regulations require identity verification?: KYC requirements apply to financial services, cryptocurrency, insurance, and healthcare. Specific regulations include BSA, AML directives, GDPR for data handling, and state-specific requirements like New York BitLicense.
How do you handle verification failures?: We implement tiered verification with fallback flows. If automated verification fails, users can retry with different documents, submit manually for human review, or contact support — all tracked in the system.
Can the system handle international documents?: Yes. We integrate providers that support 10,000+ document types across 200+ countries. The system automatically detects document type and origin country.