Can you modernize our legacy policy admin system?

We take an incremental approach, building modern API layers around legacy cores and progressively migrating functionality to new systems without disrupting in-force policies.

Do you support ACORD data standards?

Yes. We implement ACORD XML and API standards for data exchange between carriers, agents, and third-party systems to ensure interoperability.

How do you handle state-specific regulatory requirements?

We build configurable rule engines that apply state-specific rate filings, form requirements, and coverage mandates so your platform can operate across multiple jurisdictions.

Build InsurTech Platforms That Reduce Loss Ratios

Policy administration, claims automation, and digital underwriting tools that modernize insurance operations and improve customer experience.

Industry: Insurance

Pain Points

Legacy Policy Admin Systems: Many carriers still run on COBOL-based policy administration systems that cost millions to maintain, resist change, and cannot support modern product launches.
Claims Processing Delays Erode Trust: Manual claims adjudication takes 30-45 days on average. Policyholders expect Amazon-speed resolution, and slow claims are the top driver of churn.
Underwriting Relies on Gut Feel: Without data-driven risk scoring, underwriters make inconsistent decisions that lead to adverse selection and unprofitable books of business.

Solutions

Policy Administration Systems: Modern policy lifecycle platforms covering quoting, binding, endorsements, renewals, and cancellations with configurable rating engines and product builders.
- Configurable rating engine
- Quote-to-bind workflow
- Endorsement and mid-term change processing
- Automated renewal management
- Agent and broker portal
Claims Management Platforms: Digital claims intake, assignment, investigation, and settlement workflows with document management, fraud indicators, and payment processing.
- FNOL digital intake forms
- Auto-assignment to adjusters
- Document and photo upload
- Reserve tracking and payment processing

Use Cases

Digital Quoting and Binding Portal — A consumer-facing portal for instant insurance quotes with form-based risk assessment, real-time pricing, e-signature binding, and Stripe payment collection. (120-180, $240-$360, 6-8 weeks)
Claims Self-Service Portal — A policyholder portal for filing claims online with photo/document uploads, status tracking, adjuster messaging, and digital payment acceptance. (90-140, $180-$280, 5-6 weeks)
Agent Commission Management Tool — A dashboard tracking agent commissions by policy, calculating overrides and bonuses, generating commission statements, and integrating with accounting systems. (70-100, $140-$200, 4-5 weeks)

Compliance Notes

State Department of Insurance filing requirements
NAIC data call and reporting standards
HIPAA for health insurance data
Gramm-Leach-Bliley Act for consumer financial data

Frequently Asked Questions

Can you modernize our legacy policy admin system?: We take an incremental approach, building modern API layers around legacy cores and progressively migrating functionality to new systems without disrupting in-force policies.
Do you support ACORD data standards?: Yes. We implement ACORD XML and API standards for data exchange between carriers, agents, and third-party systems to ensure interoperability.
How do you handle state-specific regulatory requirements?: We build configurable rule engines that apply state-specific rate filings, form requirements, and coverage mandates so your platform can operate across multiple jurisdictions.